Redeeming Altitude Points. After 18 months the rate reverts to the variable cash advance rate.>>. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Transit accident insurance cover against specified accidental death or injury when sustained while riding, boarding or alighting as a passenger in a plane, bus, train or ferry when you have purchased the tickets for the entire trip using your Altitude Black card before you leave. Excludes flights not purchased directly with the participating airlines for example flights purchased through a travel agent, online aggregators or other airlines such as a code-share etc. Refer to the Westpac Credit Cards Complimentary Insurance Policy (PDF 321KB) for further information). Mastercard, Bunnings, JB Hi-Fi or any other of our 24 partner retailers. Refer to the Westpac Credit Cards Complimentary Insurance Policy (PDF 321KB) for further information). From then, you’ll be able to access your Altitude Rewards Account online via Westpac Online Banking or the Westpac Mobile Banking App, and not via the Altitude website (altituderewards.com.au). ), Your frequent flyer number (if applying for a Rewards card). for overseas travel, extended warranty, purchase security, transit accidents, subject to the terms and conditions set out in the Westpac Credit Cards Complimentary Insurance Policy. Priority Pass Membership: Available to Westpac Altitude Black primary cardholders earning Altitude Points through the Altitude Rewards program. Eligibility criteria applies>. Existing Westpac customers who currently hold an Earth Classic, Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Classic, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer. Earn 150,000 bonus Altitude points when you spend $4,000 or more on eligible purchases† on a new Altitude Black credit card within 90 days of new card approval^. Westpac, like every of the opposite Huge 4 banks, has its personal rewards program, providing a versatile choice to bank card holders eager to earn rewards with out being tied down to 1 specific frequent flyer program. Westpac Altitude Platinum card: the verdict. Subsequent visits in the 12-month period incur an additional cost, currently US$32 per person, per visit, which will be automatically charged to the primary cardholder's Altitude Black card. Our notice explains how we use cookies and how you can manage them. Westpac Altitude Credit Card – Westpac Altitude Rewards & Benefits » On the contrary, the Westpac Altitude Credit Card is a card that gives cardholders access to between two different rewards programs as they also enjoy all. Redeem your rewards points for a Woolworths Supermarket Gift Card. Excludes Westpac Altitude Qantas. Apply as an existing customer in the application form, which includes logging in to your account. Refer to the Westpac Credit Cards Complimentary Insurance Policy (PDF 321KB) for further information). The following is a summary only of some of  the benefits available under the Overseas travel insurance (Terms, conditions and exclusions apply. You have a residential address in Australia. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the 'Monthly Payment Balance' listed on your statement of account (not the full closing balance) by the relevant payment due date. On flights purchased in Australia directly with Qantas, Jetstar, Singapore Airlines and Emirates. Find out more. Refer to the Westpac Credit Cards Complimentary Insurance Policy (PDF 321KB) for further information). You must first register and opt in to take advantage of this feature. This could include return travel tickets, airport or departure taxes, overseas accommodation etc. Note: It may not always be clear to you that the Merchant or entity processing the transaction is located outside Australia. For further details including terms and conditions visit www.westpac.tenconcierge.com. Unless otherwise specified, the products and services described on this website are available only in Australia from Westpac Banking Corporation ABN 33 007 … Interest free days on purchases: Up to 45. for overseas travel, extended warranty, purchase security transit accidents, subject to the terms and conditions set out in the Westpac Credit Cards Complimentary Insurance Policy. You either permanently reside in Australia or hold a current and valid residency Visa and reside in Australia; and, You spend at least $A500 on your prepaid travel costs (i.e. Follow these tips to minimise credit card fees and charges. You’ll need to register first of all – just follow the prompts in the sign in section from the homepage. Exclusive to Westpac Altitude Black cardholders, the Personal Concierge Service lets you browse and book experiences online, including hard-to-get tickets, last-minute restaurant bookings and more. If account has a positive balance after the transaction: $2.50 (regardless of transaction value). Help FAQs, About Altitude Rewards, Contact us. On Uber, Uber Eats, David Jones, Myer, THE ICONIC, Spotify Premium and Airbnb<<<. >>Altitude Platinum Balance Transfer Promotion: This offer is available when you apply and are approved for a new Altitude Platinum credit card between 10th December 2020 and 31st March 2021, and request at card application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. 5. Existing Westpac customers who currently hold an Earth Classic, Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Classic, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer. Add in Altitude Platinum benefits and you'll only need a single credit card. Westpac Altitude Rewards is Westpac’s loyalty program for credit card points earn from your day-to-day spend. 3 months cover against loss, theft or accidental damage for a range of purchases in Australia and overseas provided the item is purchased using either one of your Altitude Platinum cards. Product Description Altitude Points; Altitude $25 Annual Fee Rebate: Redeem for a $25 Altitude Annual Fee Rebate. 1 Additional cardholder: An additional credit card can be issued on the primary cardholder’s account to any nominated person 16 years or over. The Relationship Tips. Activating your card triggers the processing of the balance transfer. You’ve considered whether you need to keep any credit accounts you no longer use – e.g. Our Westpac rewards credit cards offer three rewards programs – Altitude Rewards, Altitude Velocity and Altitude Qantas. †Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, payments to the Australian Tax Office, government charges, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Westpac’s own credit card rewards program lets you earn Altitude Reward points on purchases to redeem for gift cards, cash back, with partner airlines or at our online store. Again, checking against your credit report can help here. Registered to BPAY Pty Ltd ABN 69 079 137 518. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period. < Rewards points: How you earn and redeem Altitude Points is subject to the Altitude Terms and Conditions. If your aim is to pay down your balances and reduce the number of credit cards you hold, it may be helpful to cancel your old card account(s) once the balance transfer is complete so you don’t use them and accrue more debt. If you wish to proceed with an application, you will first have to request a withdrawal from the package through Online Banking or call us on 132 032. There are a few things you can do to better manage your credit card balance and enjoy the rewards and benefits offered by this card. ^Bonus Altitude Points Promotion Altitude Black: To qualify for this promotion you must apply and be approved for a new Altitude Black card with Altitude Rewards between 10th December 2020 and 31st March 2021, and spend $4,000 or more on eligible purchases within 90 days of card approval. As a current Westpac Altitude Platinum cardholder, you are eligible for complimentary Overseas Travel Insurance cover, provided: For full details on complimentary insurance, please read the Westpac Credit Cards Complimentary Insurance Policy (PDF 321KB). T&Cs apply. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). The following is a summary only of the benefit available under the Transit accident insurance policy (Terms, conditions and exclusions apply. Altitude Rewards: You must be a member of the relevant frequent flyer program to redeem Altitude Points for frequent flyer points. All redemption of Altitude Rewards points are subject to availability and the Altitude Terms and Conditions (PDF 100KB). There's no cost for a card for an additional cardholder aged 16 or older, and you'll earn points even faster. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. For American Express® Westpac Altitude Card holders, if you do not have another Westpac account or access to Westpac Online Banking, you’ll need to call the Altitude Rewards Centre to manage your Altitude Rewards Account. Earn up to 3 points per dollar spent with the Altitude Rewards Platinum card<<, Earn up to 6 points per dollar spent with the Altitude Rewards Black card<<. 1% balance transfer fee applies. Bonus points do not count towards the points cap. More about this fee. Welcome to Altitude Rewards. << Accelerated Earn - Flights: Earn 6 points per dollar on the first $10,000 spent on flights per calendar month, then 1.25 points per $1 spent thereafter on the Altitude Black Mastercard. of $99 for the first year ($150 thereafter)++. It’s a good idea to view your own credit report and check your details are correct before starting your application. ++Reduced First year Annual Card Fee: The discounted first year annual card fee of $99 is available when you apply and are approved for a new Altitude Platinum card between 10th December 2020 and 31st March 2021. 5,000: $20 Myer Gift Card: Go on your own shopping spree or give your loved one the gift they really want with a Myer Gift Card. Apply online, get a response in 60 seconds. You can cancel a credit card online or over the phone (although you are still liable to pay off any balance). Westpac Altitude Rewards is Westpac’s in house loyalty program for its range of Altitude credit cards. It’s similar to the other major programs out there in that there is a range of cards in which you can earn Altitude Rewards points, and a number of frequent flyer transfer partners you can use them with. From cinema tickets to spa treatments, and everything in-between. By continuing to use this site we assume you're ok with our notice. The following is a summary only of the benefit available under the Extended warranty insurance (Terms, conditions and exclusions apply. Altitude credit cards, with Altitude Rewards, Westpac’s own credit card rewards program lets you earn Altitude Reward points on purchases to redeem for, Not only do you get the choice on how to use your points, you’ll earn even more of them, What doesn’t count as an eligible purchase, Westpac Credit Cards Complimentary Insurance Policy, For starters, make sure you meet our eligibility basics, Double-check your application before pressing ‘Submit’. Reverts to the Westpac credit Cards Complimentary insurance, please read this section carefully before.. After 18 months the rate reverts to the Altitude Terms and conditions of the relevant frequent flyer points not your. The applicable variable cash advance rate will apply to the first 90 days approved and a... 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